H.R.D and
Banking 
H.R
plays a key role in the banking system. The different branches of the bank are
well coordinated by H.R.D. Banking is the conversion of incoming money into
suitable applications. Some important guidelines are follows:
1. Each
bank should be unique in its policies.
2. The policies of a bank must be
firm and unchangeable even in the midst of any crisis.
3. The methods of
dealing the money should be well coordinated without making even a minor
mistake.
4. The deposits should be considered as real assets of the
bank.
5. The managers must undergo C.R.M training.
6. Customer
is the king in putting deposits and bank is the king in selecting application
fields.
7. There should not be any shortcuts to banking principles.
8. The money handling should be given prior importance than other
activities.
9. The interest rate should be enough for a normal standard
of living for the customers
10. The salary package for the employees
should be equal to those in new generation banks.
11. The selection
process of the bank should be made more formal and should considered as a
serious activity.
12. The officers are the backbone of the bank.
13. The bank should be considered as a monetary company when compared
with other leading companies.
14. Proper recreation intervals should be
set for the employees in the midst of their busy schedules.
15. There
should be proper coordination between the functioning of the high developed
branches and advancing branches.
16. High standard captions are
necessary for advertisements of the banking matters.
17. The regional
branches should be proper priority in the developmental planning of the bank.
18. The necessity of friendship with other banks should not be forgotten
while competing for the market trends.
19. Transfers should be preferred
only on apt reasons.
20. The regular updating from the technological
side is really a necessity.
21. There should not be any work overload on
bank officials due to any personal banking reasons.
22. The officers
should be given the necessary freedom in their personal banking emotions.
23. Fair treatment should be given to all kinds of customers
irrespective of caste or status.
24. No officer is allowed to violate
any banking rules irrespective of position.
25. There should be no chance for any kind of pandemonium
to happen inside the bank due to specific reasons.